Pre-Settlement Funding
Pre-Settlement funding provides a non-recourse cash advance based on the anticipated settlement or judgment from a personal injury case. It is not considered a lawsuit loan, as repayment is only required if the case settles successfully. This type of funding can be especially helpful for plaintiffs who need financial support to manage living expenses or medical costs while waiting for their case to resolve.
What is a "Pre-Settlement Funding"
And Why Should You Get One?
Pre-settlement funding is not a loan. If you do not win your case, you owe absolutely nothing.
Without pre-settlement funding, plaintiffs involved in ongoing lawsuits would have few, if any, options for financial assistance while their case is pending. Traditional banks and financial institutions typically do not provide loans to individuals pursuing personal injury claims. The only available loans are personal ones—secured by property or assets—and are based on credit history and net worth.With pre-settlement funding from SDM Capital Group, plaintiffs with valid injury claims can now access a portion of their expected settlement in advance.
If you lack insurance to cover medical expenses:
If your accident-related injuries require surgery or other major medical procedures and you have no insurance coverage, SDM Capital Group, through its medical funding affiliate MedResolve (www.med-resolve.com), can provide non-recourse funding in exchange for a portion of your future settlement. We pay your medical providers directly and upfront—eliminating the delays, paperwork, and uncertainty that often come with scheduling essential treatment.
Without pre-settlement funding, plaintiffs involved in ongoing lawsuits would have few, if any, options for financial assistance while their case is pending. Traditional banks and financial institutions typically do not provide loans to individuals pursuing personal injury claims. The only available loans are personal ones—secured by property or assets—and are based on credit history and net worth.With pre-settlement funding from SDM Capital Group, plaintiffs with valid injury claims can now access a portion of their expected settlement in advance.
What Types of Cases Qualify for Funding?
A wide range of personal injury cases may be eligible for pre-settlement funding. If you've suffered physical injuries and financial losses as a result of someone else's negligence, you may qualify for this type of assistance. Below are some of the most common case types funded by SDM Capital Group.
Dangerous Animals
- Dog Bite Injury
- Complications After Dog Bite
- Animal knockdown injuries
- Pet Owner Negligence
- Other Animal Bites
Bicycle Accidents
- Bike Vs Car Accident
- Hit And Run Bicycle Accident
- Child Bike Accident
- E-Scooter and Segway Accidents
Birth Injury
- Erbs Palsy Claims
- Forceps Birth Injury
- Cerebral Palsy Lawsuit
Boating Accidents
- Cruise Ship Accidents
- Boating While Intoxicated
- Boat Propeller Accident
Burn Injury
- Chemical Fire
- Inhalation Injury
- Scald Burn / Injury
Car Accidents
- Uber-Lyft Accidents
- Car vs. Truck or SUV Accidents
- Back Injury From Car Accident
- Concussion From Car Accident
- Highway Collisions
Catastrophic Injuries
- Amputations
- Traumatic Brain Injuries
- Paralysis
Construction Site Accidents
- Crane Accients
- Scaffolding Accidents
- Forklift Accidents
Medical Malpractice
- Hospital Negligence
- Misdiagnosis Lawsuits
- Surgical Error Lawsuits
- Dental Malpractice
Motorcycle Accidents
- Rear-End Motorcycle Accident
- Hit And Run Motorcycle Accident
- Motorcycle Lane Splitting Accident
Negligent Security
- Hotel Assaults
- Mall and Nightclub Security Failures
- School Assaults
Nursing Home Abuse
- Falls In Nursing Homes
- BedSore Lawsuit
- Nursing Home Negligence
Pedestrian Accident
- Pedestrian Hit And Run
- Crosswalk Accident
- Parking Lot Accident
Slip and Fall
- Falls in Parking Lots
- Slip And Fall In Grocery Store
- Slip And Fall On Ice
- National Chain Store Slip And Fall
Recreational Accidents
- RV Accidents
- Golf Cart Accidents
- Trampoline Park Injuries
- Pool Accidents
Spinal Cord Injury
- Annular Tears
- Herniated Disc In Back
- Herniated Disc in Neck
- Fractured Vertebrae
- Nerve Damage in Legs and Arms
Train, Subway and Taxi
- Uber Accident
- Lyft Accident
- Railroad Accidents
- Subway Accidents
- Taxi Accident
Truck Accidents
- Semi Truck Accident
- 18 Wheeler Accident
- Jacknife Accident
Wrongful Death
- Wrongful Death Car Accident
- Wrongful Death Medical Malpractice
- Wrongful Death Against Hospital
Advantages of Pre-Settlement Funding
An accident can significantly disrupt your life, leaving you with mounting bills and ongoing financial obligations. Pre-settlement funding provides immediate financial relief, allowing you to cover your expenses without taking on additional debt while waiting for your lawsuit to reach a resolution.
Key Benefits of Pre-Settlement Funding
The Only Non-Recourse Option to Avoid Additional Debt
Personal injury cases can take months or even years to settle. During this time, you may still need to cover essential expenses such as mortgage or rent payments, utilities, car costs, and medical bills. Pre-settlement funding provides you with the financial support you need without taking on new debt or risking your personal assets. It allows you to stay financially stable while your case moves toward resolution.
Freedom from Pressure to Accept Unfair Settlement Offers
Insurance companies often use delay tactics, knowing that financial strain may push plaintiffs to settle for less than they deserve. Pre-settlement funding changes that dynamic by giving you access to part of your future settlement upfront. This financial flexibility lets you cover your expenses and resist low-ball offers—empowering you and your attorney to pursue full and fair compensation for your injuries. Stay strong and fight for the outcome you deserve!
Surgery Advances Help You Get the Care You Need and Maximize Your Case Value
Obtaining proper medical treatment after an injury can be difficult. Many states offer limited or no medical coverage for accident victims, and insurance benefits often run out quickly. When this happens, you may still require essential procedures such as surgery.Through our medical finance division, MedResolve, you can access non-recourse funding to receive high-quality treatment from experienced surgeons and medical specialists. Getting the care you need not only supports your recovery but also strengthens your case—helping ensure that those responsible are held fully accountable and that you receive the maximum compensation possible.
What to Know About Lawsuit Funding
At first glance, lawsuit funding may seem like a loan—but it isn't. It's a non-recourse advance, meaning that if your case doesn't result in a settlement or award, you owe nothing. The pre-settlement funding company assumes all the risk associated with the outcome of your case.
Unlike traditional loans, pre-settlement funding from SDM Capital Group requires no credit checks, employment verification, or asset review. Repayment is based solely on your anticipated settlement, allowing you to cover essential expenses without impacting your credit or taking on new debt.
No Restrictions on How You Use the Funds
When we provide pre-settlement funding, the money is yours to use as you choose. We don't ask how you spend it or require any reporting. Whether you need to pay rent, utilities, car payments, tuition, medical bills, or repay personal debts, you have complete flexibility to use the funds where they're needed most.
No Monthly Payments
Unlike personal loans or credit lines that demand regular payments and can damage your credit if you fall behind, lawsuit funding works differently. There are no monthly payments—repayment happens only when your case settles or you receive a court award. If your claim is unsuccessful and you receive no compensation, you owe nothing.
You Must Be Represented by an Attorney
To be eligible for litigation funding, you must have legal representation. We collaborate closely with your attorney to tailor the most suitable funding plan for your situation. Your lawyer provides essential details—such as the estimated settlement amount, the potential value of your case, and the expected timeline for resolution. Using this information, we determine your eligibility, the funding amount, and other relevant terms.
Your Attorney Handles Repayment After Settlement
Once your case is settled and your attorney receives the settlement funds, they will contact SDM Capital Group to confirm the exact repayment amount. Your attorney will then issue payment to us directly from the settlement proceeds before distributing your remaining balance. After that, your obligation to us is fully satisfied.
Do You Have Questions?
Our client services team will walk you through the process.